Medicare Insurance & Resources

At H.E. Ferguson Agency, Inc.we focus on helping seniors make sense of their options, offering clear guidance, trusted advice, and personalized support every step of the way.

Medicare Supplement

Medicare Supplement, or Medigap insurance, bridges the coverage gap left by Original Medicare (Part A and Part B) and covers costs like deductibles, copayments, and coinsurance. 

Medicare Advantage

Medicare Advantage, also called Medicare Part C, combines the benefits of Original Medicare (Part A and Part B) into a single plan with additional coverage, like dental, vision, hearing, and more.

Prescription Drug Plans

Medicare Part D Prescription Drug Plans (PDP) work in tandem with Original Medicare (Part A and Part B) and Medicare Advantage plans to provide prescription drug coverage. 

Medicare Dental & Vision

Dental and vision plans are additional ancillary products beneficiaries can purchase (as standalone or part of Medicare Advantage) since they are not included in Original Medicare (Part A and Part B) coverage.

Medicare Cost Plans

Medicare Cost Plans are a flexible option for people who want more choice and extra benefits while keeping the security of Original Medicare. Available in certain areas, they combine Medicare coverage with added perks like dental, vision, and more.”

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Medicare 101

Many Medicare beneficiaries ask similar questions about Medicare coverage options, benefits, and more. See Medicare 101 for a high-level overview of plan types and options.

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Turning 65

Sixty-five is the year you become eligible for Medicare. Learn what you need to know and do when you turn 65. We'll walk you through the essential facts about this significant milestone.

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Glossary of Medicare Terms

Use this glossary to navigate Medicare more confidently and make informed decisions about your healthcare coverage options.